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<p>आईपीओ के बाजार ने चालू वित्त वर्ष के दौरान अपना खाता खोल लिया है. 1 अप्रैल को वित्त वर्ष 2024-25 के पहले सप्ताह की शुरुआत हुई और सप्ताह के दौरान नए वित्त वर्ष का पहला आईपीओ भारती हेक्साकॉम का लॉन्च हुआ. वहीं एसएमई सगमेंट में इस सप्ताह 5 कंपनियों के आईपीओ आए.</p>
<h3>तीन आईपीओ से जुटाए जाएंगे 100 करोड़</h3>
<p>सोमवार 8 अप्रैल से शुरू हो रहे सप्ताह के दौरान बाजार में तीन नए आईपीओ खुल रहे हैं और तीनों ही एसएमई सेगमेंट के हैं. 8 अप्रैल को तीर्थ गोपीकॉन का 44 करोड़ रुपये का आईपीओ खुलेगा. उसके बाद 10 अप्रैल को डीसीजी केबल्स एंड वायर्स का 50 करोड़ रुपये का आईपीओ और 12 अप्रैल को ग्रीनहाइटेक वेंचर्स का 6.3 करोड़ रुपये का आईपीओ लॉन्च होगा. इस तरह अगले सप्ताह कंपनियां आईपीओ के जरिए करीब 100 करोड़ रुपये जुटाएंगी.</p>
<h3>नए वित्त वर्ष का पहला बड़ा आईपीओ</h3>
<p>इससे पहले इस सप्ताह के दौरान आईपीओ बाजार ने नए वित्त वर्ष की अच्छी शुरुआत की थी. इस सप्ताह भारती एयरटेल समूह की कंपनी भारती हेक्साकॉम का बड़ा आईपीओ लॉन्च हुआ, जो वित्त वर्ष 2024-25 का पहला आईपीओ भी है. यह आईपीओ 3 अप्रैल को लॉन्च हुआ और बोली लगाने के लिए 5 अप्रैल तक खुला रहा. नए वित्त वर्ष की शुरुआत एक अप्रैल से हुई है.</p>
<h3>6 शेयरों की होगी लिस्टिंग</h3>
<p>भारत हेक्साकॉम का आईपीओ अब सब्सक्रिप्शन के लिए क्लोज हो चुका है. अगले सप्ताह मेनबोर्ड पर इसकी लिस्टिंग होने वाली है. वहीं एसएमई सेगमेंट में भी 5 नए शेयरों की लिस्टिंग होगी.</p>
<h3>पिछले सप्ताह आया ये आईपीओ</h3>
<p>भारती हेक्साकॉम का आईपीओ 42 सौ करोड़ रुपये का है. इसे करीब 30 गुना सब्सक्राइब किया गया है. हेक्साकॉम के अलावा इस सप्ताह के दौरान बाजार में 5 एसएमई आईपीओ आए और 10 नए शेयरों की लिस्टिंग भी हुई. इस सप्ताह बाजार पर लिस्ट हुए शेयरों में एसआरएम कॉन्ट्रैक्टर्स, विश्वास एग्री सीड्स, नमन इन स्टोर, ट्रस्ट फिनटेक, टीएसी इंफोसेक, रेडियोवाला नेटवर्क, वृद्धि इंजीनियरिंग, ब्लू पेबल, एस्पायर एंड इनोवेटिव एडवरटाइजिंग और जीकनेक्ट लॉजिटेक शामिल रहे.</p>
<p><strong>ये भी पढ़ें: <a title="करेक्शन के बाद रिकवरी की राह, 5 सेशन में 30 पर्सेंट चढ़ा ये पीएसयू स्टॉक" href="https://www.abplive.com/photo-gallery/business/this-multibagger-psu-stock-rises-30-per-cent-in-last-5-sessions-after-correction-2658314" target="_blank" rel="noopener">करेक्शन के बाद रिकवरी की राह, 5 सेशन में 30 पर्सेंट चढ़ा ये पीएसयू स्टॉक</a></strong></p>
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dhanvyapar.com
Planning to invest in gold as an asset class? This is how the taxation works
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Do you have a special affection for precious metals such as gold? If yes, then you do not necessarily have to invest in the physical gold only. You may even invest in their digital avatar as well. These include sovereign gold bonds (SGBs) and gold ETFs (exchange traded funds).
It is vital to note that the tax treatment of digital gold and physical gold is same while sovereign gold bonds (SGBs) being the exception. Another noteworthy distinction is that physical gold entails cost of making and storing unlike digital gold, which does not involve such costs.
Tax treatment of gold instruments:
Sovereign gold bonds (SGBs): These instruments have unique income tax treatment. If you sell them in the secondary market within three years of buying them, they are taxed at the slab rate.
However, if they are sold after three years of holding, they attract long term capital gains tax of 20 percent after indexation. And in case you hold them to maturity, they are not taxed at all.
It is vital to note that these bonds have a maturity period of 8 years with early redemption option available after 5th year. The annual income of 2.5 percent that these bonds offer are taxed as per the slab rate.
| Form of gold | Rate of tax | Extra cost/ income |
| SGBs | 20 % long term capital gains after 3 years | 2.5% income |
| Gold ETFs | Taxed as per slab (bought after march 31, 2023) | No charges/income |
| Gold coins | 20% long term capital gain after 3 years | locker charges |
| Gold jewellery | 20 percent long term capital gain after 3 yrs locker | locker + making charges |
Gold exchange traded funds (ETF): Earnings made on ETFs are taxed as per income tax slab regardless of when you sell them.
There are 17 gold ETF schemes with total assets under management amounting to ₹28,529 crore as on Feb 29, 2024, shows the AMFI data.
Physical gold (coins/ biscuits): Tax treatment of physical gold is similar to digital gold and taxed at long term capital gains rate of 20 percent plus 8 percent cess when sold three years after buying it. And when it is sold within 3 years, the gains are added to the income and taxed as per the slab.
These are better than jewellery items as they don’t entail making charges. But since these are to be kept in safe custody, they involve cost to save such as locker charges.
Jewellery items: These entail a cost to store in a locker, but turn out to be more expensive than digital gold as well as gold coins because they also include making charges which are around 10-15 percent.
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Published: 06 Apr 2024, 12:50 PM IST
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Reliance Digital Announces Digital Discount Days Sale: Check Dates, Prices and Offers
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Reliance Digital has announced that its Digital Discount Days sale will begin from April 6 and end on April 15. During this sale, a wide range of electronic items will be offered at discounted prices. Alongside lowered prices of products, customers will also be eligible to access additional exchange discounts and bank offers. Products like smartphones, smart TVs, laptops, tablets, soundbars and more can be purchased at considerably lower rates than their usual market prices. Buyers can get electronic items at considerably discounted prices from several leading brands.
The dates for the upcoming sale were announced in a press release on Friday. The company revealed that the sale will run between April 6 and April 15. Customers will be able to avail of discounts during the sale at Reliance Digital and My Jio stores, and will be eligible to get up to 10 percent instant discount on leading bank cards. They can also win cashback of up to Rs. 15,000 on purchases during the sale.
The company states that there are also several EMI options available on many products that are expected to be convenient for shoppers. The company also noted that all the offers discussed above, as well as the following ones, are subject to terms and conditions. The exact prices and discount details are expected to be revealed once the sale is live.
The Digital Discount Days Sale from Reliance Digital will offer LG OLED and Samsung Neo QLED smart televisions with a 45 percent discount, starting at Rs. 79,990. The company added that 43-inch full-HD smart TVs from other brands will be sold with a 40 percent discount, starting at Rs. 16,990.
iPhone models are also said to be available at lowered prices during the sale. The company claimed that customers can get a ‘double exchange bonus’ of up to Rs. 12,000 on all iPhone models to get the handsets at a lowered effective price. However, it did not clarify what the ‘double exchange bonus’ entails and what smartphones will be eligible for the bonus.
More products from Apple like the MacBook M1 model will be available at a 33 percent discount alongside no-cost EMI options starting at Rs. 54 per day. The 64GB Wi-Fi variant of the iPad 9th Gen will also be offered at the lowest effective price of Rs. 23,900.
The company added that during the sale, a range of gaming laptops will also be offered at discounted prices starting at Rs. 49,999. The Bose Soundbar 900, can be bought at a 30 percent discount at a price of Rs. 72,990, while Dolby Atmos soundbars will be available at a 65 percent discount, starting at Rs. 17,990.
Home appliances like air conditioners and washing machines will be available at discounted rates during the Digital Discount Days Sale. The company stated that 1 Ton 3-star inverter ACs will be offered at the price of Rs. 20,990, while high-end 11kg or 7kg washing machines with dryers will be available at Rs. 61,990. Refrigerators starting at Rs. 49,990 will also be available for purchase during the Reliance Digital sale, according to the company.
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Gold Prices hits another record crosses 70 thousands mark very first time in history
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कीमती धातुओं के लिए यह सप्ताह ऐतिहासिक साबित हुआ. सप्ताह के दौरान दोनों प्रमुख कीमती धातुओं सोना और चांदी के भाव में शानदार तेजी दर्ज की गई. उसके दम पर सोना जहां सप्ताह के दौरान कम से कम 3 बार नया सर्वकालिक उच्च स्तर बनाने में कामयाब हुआ, वहीं चांदी 3 सालों के उच्च स्तर पर पहुंच गई.
सोने का नया माउंट एवरेस्ट
सप्ताह के अंतिम दिन शुक्रवार को एमसीएक्स पर सोने ने नया इतिहास बना दिया. सोने की कीमतें जीवन में पहली बार 70 हजार रुपये प्रति 10 ग्राम के स्तर को पार करने में कामयाब हुईं. शुक्रवार को सोना 70,699 रुपये प्रति 10 ग्राम के नए शिखर तक पहुंचा. इससे पहले सोना ने सप्ताह के दौरान सोमवार और बुधवार को भी नया रिकॉर्ड हाई बनाया था.
इतनी महंगी हो गई चांदी
वहीं चांदी शुक्रवार को 81,030 रुपये प्रति किलोग्राम के स्तर तक पहुंची, जो पिछले 3 साल में चांदी का सबसे महंगा स्तर है.
अंतरराष्ट्रीय बाजार में सोना-चांदी के भाव
घरेलू बाजार में दोनों कीमती धातुओं के मुख्य तौर पर वैश्विक तेजी से सपोर्ट मिल रहा है. रॉयटर्स की एक रिपोर्ट के अनुसार, शुक्रवार को अंतरराष्ट्रीय बाजार में स्पॉट गोल्ड 1.3 फीसदी चढ़कर 2,320.04 डॉलर प्रति औंस पर पहुंच गया. कारोबार के दौरान इसने 2,324.79 डॉलर के रिकॉर्ड हाई लेवल को छुआ. सप्ताह में सोने के भाव में 3.8 फीसदी की तेजी आई है. वहीं गोल्ड फ्यूचर 1.4 फीसदी की तेजी के साथ 2,339.70 डॉलर पर रहा. चांदी 1.4 फीसदी की तेजी के साथ 27.30 डॉलर प्रति औंस पर रही.
भू-राजनीतिक तनाव बढ़ा रहे डिमांड
अभी कीमती धातुओं की कीमतों में आ रही इस शानदार तेजी की कई वजहें हैं. दरअसल वैश्विक आर्थिक अनिश्चितता के माहौल में सोना-चांदी आदि को निवेशक सुरक्षित निवेश मानकर ज्यादा खरीदने लगते हैं. अभी भू-राजनीतिक तनाव बढ़ा हुआ है. पश्चिम एशिया में महीनों पहले छिड़ी जंग का कोई समाधान मिल नहीं रहा है. वहीं पूर्वी यूरोप में सालों से जारी जंग भी खत्म होने के आसार नहीं दिख रहे हैं.
ब्याज दरें कम होने के संकेत से उत्साह
दूसरी ओर दुनिया भर के सेंट्रल बैंकों के द्वारा ब्याज दरों में कटौती के संकेत से भी कीमती धातुओं को बल मिल रहा है. अमेरिकी सेंट्रल बैंक फेडरल रिजर्व ने इस साल ब्याज दरों में तीन बार कटौती करने का इशारा किया है. अगर फेड रिजर्व ब्याज दरें कम करेगा तो कई सेंट्रल बैंक उसके कदमों को फॉलो करते हुए ब्याज दरें कम करने की राह अपनाएंगे. इससे भी सोना और चांदी की डिमांड तेज हो रही है.
ये भी पढ़ें: ट्रेडर्स को आरबीआई ने दी राहत, करेंसी डेरिवेटिव्स पर इस अनुपालन के मिला और समय
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As RBI keeps rates steady, is this the last chance to lock fixed deposits at high interest rates?
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This is believed to be either the last or perhaps second last meeting before the interest rates are eventually slashed after a long hiatus. A Reuters poll predicted that the RBI is expected to cut rates in the Sept quarter. Notably, the banking regulator had raised the repo rates by a cumulative of 250 basis points before keeping them unchanged since Feb 2023.
So, the current time may be the most opportune time to lock fixed deposits (FDs) for a long time.
We share key reasons for the same here:
Inflation under control: Inflation continues to be under control. RBI maintains the policy stance at ‘withdrawal of accommodation’.
The RBI governor said, “When CPI inflation had peaked at 7.8 per cent in April 2022, the elephant in the room was inflation. The elephant has now gone out for a walk and appears to be returning to the forest,” said Das.
In view of this, the chances of raising the interest rates further are very slim, and going forward, the rates will only come down after having stayed the same since Feb 2023.
Right move to lock the deposits at higher rates: When you lock your fixed deposits at higher rates, then even when the interest rates fall during the tenure, you continue to earn a higher rate of interest.
For instance, when you lock a three-year FD at 7 percent per annum with HDFC Bank, you stand to earn interest at this higher rate even when the rates decline to 6 percent, say, one year later.
As a result, you will continue to earn an extra 1 percent on your fixed deposit during the last two years of tenure. For instance, if the FD amount is ₹5 lakh, an extra 1 percent for two years amounts to ₹10,000. And when the FD is booked for ₹10 lakh, an extra 1 percent can make you richer by ₹20,000 in two years.
Debt portion of portfolio: Investors tend to invest the debt portion of their portfolio in fixed deposits. And when overall interest rates fall in the economy, there will be fewer fixed income opportunities in the market.
As a result, one would either block money in the low-paying instruments or would raise allocation to riskier assets. So, it is better to invest money in the fixed income instruments in order to stay true to the portfolio.
ALSO READ: RBI allows UPI payments at CDMs for cash deposits, says Guv Shaktikanta Das
Flexibility of redemption: Although it is not recommended to redeem your fixed deposit before maturity, but if there is an urgent need of money either for personal emergency or to redeploy the funds elsewhere, there is always an option to redeem your deposit without having to incur any loss.
So, the flexibility offered by term deposits is a win-win situation for investors.
All in all, if you are contemplating booking a fixed deposit for a long tenure, this may be the right time to do so. Because you never know when the rates start declining.
Note: This story is for informational purposes only. Please speak to a SEBI-registered investment advisor before making any investment related decision.
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Published: 05 Apr 2024, 04:33 PM IST
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Amazon Grand Festive Sale Begins: Deals and Offers on Smart TVs Revealed
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Amazon Grand Festive Sale is currently underway. The ecommerce giant’s sale is focused on smart TVs from a wide range of brands. Consumers can find smart TVs from brands such as Samsung, Sony, LG, Redmi, Mi, Hisense, TCL, Acer, Vu, and more. As per the online marketplace, people can get up to 65 percent discounts on their purchases. Additionally, by using HDFC and SBI bank debit and credit cards, consumers can avail up to Rs. 5,000 as an instant discount.
When is the Amazon Grand Festive Sale?
The Amazon Grand Festive Sale started on Friday. It will continue till April 9. The five-day-long sale offers smart TVs from a variety of brands in different display sizes. Those who are planning to buy a new smart TV or are looking to upgrade their existing device can take advantage of the deals and discounts offered by the ecommerce giant.
What to expect from the Amazon Grand Festive Sale?
According to Amazon, the sale will feature smart TVs from a multitude of brands. The sale features television displays in 32-inch, 43-inch, 50-inch, 55-inch, and 65-inch sizes. While all devices have some inherent discount offered by the platform which goes up to 65 percent, there are also third-party offers that can significantly bring down the price of the purchase.
Upon using HDFC and SBI bank credit and debit cards, users can get up to Rs. 5,000 instant discount on their purchases. Amazon is also offering up to 18 months of no-cost EMI on select devices on choosing supported credit cards. There are also exchange offers on exchanging existing smart TVs in working conditions.
As per the online marketplace, consumers can get an exchange value of up to Rs. 6,000 and an extended warranty of up to four years during the sale. However, it should be noted that the exchange value is decided by Amazon based on its criteria.
Alongside LED TVs, the sale will also offer QLED and OLED TVs with attractive price cuts. The company said that on select devices the no-cost EMI starts at Rs. 750 a month. Amazon offers more than 300 smart TVs on its website as well as Android and iOS apps. The ecommerce platform will also provide installation at the time of delivery.
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Toyota Kirloskar Motor targets premium segment growth in India
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Toyota Kirloskar Motor is adapting to evolving customer preferences in India by expanding its portfolio with more premium models. The company aims to
…
Toyota Kirloskar Motor is set to introduce more premium models in India as customers show a growing preference for larger vehicles in the market. The company, known for models like the Innova and Fortuner, recently launched the entry-level SUV Urban Cruiser Taisor, expanding its range in the country.
According to a report by PTI, Tadashi Asazuma, Deputy Managing Director (Sales and Marketing) at Toyota Kirloskar Motor, stated that the company aims to cater to diverse customer requirements in the market. Asazuma noted that Toyota plans to offer models with various powertrains, including hybrid and battery electric vehicles, in its portfolio in India.
Asazuma highlighted the shift in customer preferences from small cars to larger vehicles as a key factor driving the company’s expansion plans. Toyota is even increasing its production capacity with a new manufacturing plant to accommodate new models.
Regarding the introduction of more premium cars, Asazuma stated, “We think it should be necessary.” He mentioned that the new plant in Bidadi, expected to start production in 2026, is part of the company’s preparation to meet customer demand.
Meeting the market demands
The share of SUVs in Toyota’s overall sales has risen to 50 per cent in FY24, while the share of entry-level and sedan models has declined. Asazuma indicated that Toyota has a range of technologies available and is focused on meeting customer requirements. He emphasised that, for now, strong hybrid vehicles are seen as a practical solution for the Indian market, but the company is open to considering battery electric vehicles (BEVs) based on evolving customer demands.
Also Read : Twin sales record by Toyota in India; Fortuner, Innova remain hot favourites
Asazuma declined to provide a timeframe for introducing Toyota’s first BEV in India. He emphasised the importance of the Indian market for Toyota globally and expressed the company’s commitment to growing along with the Indian auto market, now the third-largest globally.
The introduction of the Urban Cruiser Taisor, Toyota’s version of Maruti Suzuki’s Fronx, is expected to attract more customers to the brand. Additionally, Toyota Kirloskar Motor has launched a new scheme for online sales, currently being piloted in Bangalore with plans for a wider rollout if successful.
Masakazu Yoshimura, Managing Director and CEO of TKM, highlighted the Indian market’s significance for Toyota, emphasising the company’s focus on localization, developing a skilled workforce, and achieving carbon goals in its business strategy for India.
Yoshimura added, “This emphasis was further underpinned by the recent creation of a new region where the Indian market plays an even more crucial role.” Looking ahead, the company’s business strategy in the market will be to continue to focus on contributing to national priorities of localisation, developing a highly skilled workforce, and achieving carbon goals.
First Published Date: 04 Apr 2024, 06:22 AM IST
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Aadhar Housing Finance 5000 Crore rupees IPO got sebi nod Blackstone will sell its stake through this issue
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Aadhar Housing Finance IPO: आधार हाउसिंग फाइनेंस के आईपीओ को सेबी की मंजूरी मिल गई है. इसके साथ ही अफोर्डेबल हाउसिंग सेक्टर में काम करने वाली होम फाइनेंस कंपनी के 5000 करोड़ रुपये के आईपीओ का रास्ता साफ हो गया है. आधार हाउसिंग फाइनेंस (Aadhar Housing Finance) ने 2 फरवरी को बाजार नियामक सेबी (SEBI) के पास अपने आईपीओ दस्तावेज दोबारा से जमा किए थे. इस कंपनी को ब्लैकस्टोन (Blackstone) जैसी दिग्गज कंपनी का समर्थन प्राप्त है.
आईपीओ के जरिए अपनी हिस्सेदारी बेचेगी ब्लैकस्टोन
मनीकंट्रोल ने सूत्रों के हवाले से दाखिल रिपोर्ट में दावा किया है कि सेबी से इस बड़े आईपीओ को मंजूरी मिल गई है. आधार हाउसिंग फाइनेंस इसी वित्त वर्ष में आईपीओ लेकर आएगी. रिपोर्ट के अनुसार, होम फाइनेंस कंपनी के इस आईपीओ में लगभग 1000 करोड़ रुपये के फ्रेश शेयर के साथ ही लगभग 4000 करोड़ रुपये का ऑफर फॉर सेल भी होगा. इसके जरिए ब्लैकस्टोन अपनी हिस्सेदारी बेचेगी. आईपीओ के जरिए आधार हाउसिंग फाइनेंस कंपनी अपनी भविष्य की पूंजी जरूरतों को पूरा करना चाहती है. इस आईपीओ के लिए आईसीआईसीआई सिक्योरिटीज, कोटक महिंद्रा कैपिटल, नोमुरा, सिटी और एसबीआई कैपिटल को सलाहकार नियुक्त किया गया है.
मई, 2022 में भी आईपीओ लाने की मिली थी मंजूरी
इससे पहले आधार हाउसिंग फाइनेंस ने आईपीओ पेपर्स जनवरी, 2021 में दाखिल किए थे. कंपनी को मई, 2022 में आईपीओ लाने की मंजूरी भी मिल गई थी. हालांकि, कंपनी एक साल तक आईपीओ नहीं लाई. इसके चलते मंजूरी की वैधता खत्म हो गई थी. इसके बाद कंपनी को दोबारा से आईपीओ दस्तावेज सेबी के पास जमा करने पड़े थे. हाल ही में भारत आए ब्लैकस्टोन के प्रेसिडेंट और सीओओ जोनाथन ग्रे ने कहा था कि अभी हम शुरुआती चरणों में हैं. भविष्य में कंपनी इंफ्रास्ट्रक्चर, इक्विटी और प्राइवेट क्रेडिट के सेक्टर में भी कदम रख सकती है.
बजाज हाउसिंग फाइनेंस भी बड़े आईपीओ की तैयारियों में
हाउसिंग फाइनेंस सेक्टर में एक और बड़ी कंपनी बजाज हाउसिंग फाइनेंस (Bajaj Housing Finance) भी अपने आईपीओ की तैयारियों में जुटी हुई है. बजाज फाइनेंस (Bajaj Finance) की सहयोगी कंपनी लगभग 8000 करोड़ रुपये का आईपीओ मार्केट में ला सकती है. यह आईपीओ उसे आरबीआई के ने नियमों की वजह से लाना पड़ रहा है. इससे पहले दिसंबर, 2023 में इंडिया शेल्टर फाइनेंस (India Shelter Finance) ने 1200 करोड़ रुपये के आईपीओ के साथ मार्केट में एंट्री की थी.
ये भी पढ़ें
Salary Hike: अच्छी सैलरी हाइक देने को तैयार इंडिया इंक, जूनियर्स को मिलेगी तवज्जो
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Cardless cash deposits via UPI apps: Everything you may want to know
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With the Unified Payments Interface (UPI) having gained massive popularity for an array of transactions, depositors will soon be able to use this phone banking interface service to deposit cash at cash deposit machines (CDMs) at ATMs and bank branches.
Although it is a natural progression in the continuum of fintech evolution we are all witnessing, it still came as a pleasant surprise when Reserve Bank of India (RBI) Governor Shaktikanta Das announced on Friday at the culmination of bi-monthly monetary policy committee (MPC) meeting.
“The RBI’s proposal for UPI cash deposits is a material leap forward. Faster and more convenient cash deposits translate to a smoother overall experience. By leveraging UPI technology, customers will experience heightened ease and flexibility in managing their finances,” says Neeraj Gupta, MD, Branch International, a fintech app.
It is noteworthy that cardless cash withdrawals at ATMs were enabled in 2023 via UPI.
These are the key points you need to know:
1. As of now, the RBI has announced that depositors can use UPI to deposit cash at cash deposit machines installed at ATMs and banks. The RBI is yet to share more details on this.
2. To carry out cardless cash withdrawal, these are the steps one has to follow:
A. Choose the option of UPI cash withdrawal on the ATM machine.
B. Enter the amount you want to withdraw
C. A QR code will be shown on the ATM.
D. Open the UPI app on your mobile phone and scan the QR code displayed on the machine.
3. The RBI has rolled out this facility to enhance customer experience and to make the currency handling process at banks more efficient.
Based on these steps, one can understand that the steps that one needs to follow will be similar, if not the same to deposit the cash as well.
So, when the new set of rules comes into force, this could be the expected set of steps to take:
These could be the likely set of steps:
1. Enter the ATM/ bank branch which has a cash deposit machine carrying your smartphone and wads of notes that you want to deposit. By now, you must have understood that what you do not need to carry is the debit card.
2. Look for the UPI cash deposit option at the ATM.
3. Enter the correct amount that you want to deposit which will lead to the display of a QR code on the screen.
4. Open the UPI app on your phone and scan this QR code displayed on the screen of CDM.
5. Keep the currency notes inside the vent for the machine to count and accept.
6. Transaction will be completed and will be duly acknowledged at the machine as well as in your UPI app.
It is worth remembering that the RBI will soon release the instructions for the newly announced facility.
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Published: 05 Apr 2024, 07:44 PM IST
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Teri Baaton Mein Aisa Uljha Jiya, Parasyte: The Grey, and Others on Netflix, Prime Video, Hotstar and Sony Liv
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Sadly, there are no major Indian originals for this week. Sony Liv’s middle-class family drama Family Aaj Kal seems to be the only option for those looking for Indian titles. It is set in a typical middle-class family where the daughter falling in love with a cab driver sets the family in panic mode. On the other hand, plenty of international titles are hitting the screens this week, including K-drama Parasytes: The Grey, Scoop, and How to Date Billy Walsh. In Parasytes, you’ll see extraterrestrial creatures sucking off life from humans to increase their power. Scoop will take you back to BBC’s infamous interview in 2019 with Prince Andrews, in which he was questioned about his relationship with a sex offender.
Prime Video’s How To Date Billy Walsh will do the tricks if you are in the mood for something with high-school romance.
For young ones, Hotstar is dishing out the animated musical comedy Wish, in which a young girl wishes on a star, unaware of what’s in store.
Many post-theatrical OTT releases are lined up for the week, including Miss World 2017 winner Manushi Chillar’s patriotic drama Operation Valentine and the heist thriller Farrey (set in a high school).
New episodes for Hotstar’s pirate-heist drama Lootere are set in Somali and Shogun.
On the international shore, you could go for The Fable — where a hitman has taken a year-long hiatus from killing – or the superhero manga series Go! Go! Loser Ranger in which a foot soldier steps up to make a change once and for all.
With that, here are the top OTT releases of the week.
Top OTT Releases This Week
Teri Baaton Mein Aisa Uljha Jiya
Where: Prime Video
When: Now Streaming
National Film Awardee Kriti Sanon (Mimi) plays a robot in this light-hearted rom-com, who goes by the name SIFRA, short for Super Intelligent Female Robot Automation alias. She is being tested in the U.S. for her ability to behave like a human.
As part of the testing, Dimple Kapadia’s character invites her nephew Aryan (Shahid Kapoor) to the States and introduces SIFRA as a normal person to him. Oblivious to her real identity, Kapoor falls for the robot—as expected—kickstarting a complicated romance.
The film has plenty of peppy and romantic songs!
Parasyte: The Grey
Where: Netflix
When: Now Streaming
In Yeon Sang-ho’s Parasite, mysterious creatures from outer space start living off humans to gain power. As humans start getting murdered and outnumbered by parasites, they must come together and wage a war to save humanity.
Meanwhile, a few characters are pulled in opposite directions as parasitic forces try to take over their human side. Get ready for plenty of gut-wrenching scenes and thrills in this sci-fi thriller.
The show is a live-action adaptation of Hitoshi Iwaaki’s manga. Jeon So-nee, Koo Kyo-hwan, and Lee Jung-hyun are seen playing pivotal roles.
Scoop
Where: Netflix
When: Now Streaming
In 2019, BBC did a controversial interview with Prince Andrews in its programme Newsnight, in which the British Royal was questioned extensively about his friendship with convicted sex offender Jeffrey Epstein, who had died in custody three months earlier.
Philip Martin’s Scoop gives a detailed account of how the BBC landed this infamous interview. It focuses primarily on booker McAlister, played by Billie Piper, who used to wrangle interviews for Newsnight. The rest of the team’s contribution isn’t extensively covered.
The movie version of the interview is the same as the actual one. A special shout-out to the makeup artist for the actors’ uncanny resemblance to their counterparts.
Scoop has been adapted from a memoir by Sam McAlister and can be streamed in more than 15 languages.
Family Aaj Kal
Where: Sony Liv
When: Now Streaming
Meher hails from a typical middle-class family and finds herself at a tricky crossroads when she falls for Gaurav (Prakhar Singh), a cab driver. Her family – comprising of her mom (Sonali Sachdev), dad (Nitesh Pandey), and brother (Aakarshan Singh) – is shocked at this discovery and is dead against the same. How the traditional values clash with the idea of this kind of romantic relationship forms the crux of the series.
If the plotline reminds you of Raja Hindustani, don’t bother. The series isn’t half as melodramatic as the Aamir Khan starrer and is a light-hearted take on opposition of such kind of a relationship, besides the fact that Karisma Kapoor (Murder Mubarak) was uber rich in the film and Apoorva is as middle-class as she can be!
Also, if you are wondering if the show has the same vibes as Gullak (since both are from Sony and are set in middle-class families), don’t keep your hopes too high.
How to Date Billy Walsh
Where: Prime Video
When: Now Streaming
Amelia (Charithra Chandran) and Archie (Sebastian Croft) have been best friends since childhood. Like all typical teenage love tropes, one of them—that’d be Archie here—is hopelessly in love with the other but hasn’t dared confess yet.
Things take an interesting turn when a new foreign exchange student named Billy Walsh enters the high school, and Amelia starts fancying him. As she turns to her best friend, like always, for advice on the matter, Archie tries his best to give her the wrong advice to keep the two away.
As luck would have it, his tactics bring Amelia and Billy Walsh closer instead. Will Amelia finally recognise Archie’s love for her or find her Prince Charming in Billy?
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